About Zilch

What is this site about? We want you to earn cashback with the Zilch virtual Mastercard. Who are your favourite online merchants? Do you like eBay, Amazon, Nike, GoPuff, Iceland, British Gas, EDF, TK Maxx, Apple, Aldi, Adidas, I Saw it First, Zara, and thousands and thousands more?

Zilch UK requires a quick 5-minute sign-up. The American version has a waiting list!

Please check out this post to find out all that you need to know about the Zilch Card.

The simplicity of this genius cashback system is that you need to use the virtual Zilch Mastercard (linked to your debit card) every time you shop. If you choose to pay-in-6, you will not be eligible for the 2% to 5% cashback option. However, if you choose a merchant and Pay it Now, you will earn between 2% to 5% of your purchase total. This is great for supermarket shopping for example if your phone allows contactless Tap and Pay. Unfortunately, the Pay Anywhere and Tap & Pay option used to pay 2% cashback, but now only pays 0.5%.

For example, if you spend £120 per week at your local supermarket with an online shop , pay with your Zilch card and you will earn 2% which is £2.40. That adds up to £9.60 a month and over £100 per year. It’s called Smart Shopping! However if you opted to shop instore at your chosen supermarket you would only earn 0.5% using tap & pay.

This virtual MasterCard is a genius way to earn cashback without you having to spend a penny more.

Use your reward points to buy items in exactly the same way that you pay for items. The only downside to the Zilch card is that you need to access your virtual MasterCard every time, so try to memorize your card number, expiry dates, and three digits code, especially for online purchases. On-site purchases will require you to log into the Zilch app or website, find the merchant, or click on ‘Zilch Anywhere’ where you will be given the option to ‘pay in 6’ with fees or ‘pay it now, to earn 2% to 5% cashback.’

I hope you love your Zilch card as much as I do.