The Zilch team is committed to responsible spending; so, in order to understand whether Zilch is right for you, they first do a soft credit check to determine if you can be accepted and then your spending limit, so you won’t go overboard. Then the proof of ID you’ve sent is checked to verify your identity. They also refer to Anti-Money Laundering Regulations to ensure that all your transactions are legitimate. If you have notcontinue reading…

Sorry! Zilch operates a strict one Zilch card per customer policy. When you register with Zilch, it means that you’re not acting on behalf of anyone else. That’s why we require you to have a valid UK debit card, a UK-based address, and mobile number, an email address, a proof of ID, and an address to ensure that you are the sole owner of your Zilch account. For more info, check out the Zilch T&Cscontinue reading…

Like most financial institutions, Zilch is always taking measures to better safeguard the interests of both its workers and its amazing users. One such measure is to verify user identity using some form of government-issued photo ID. Once Zilch receives proof of ID, they begin work on getting you verified. Verification of identity can take up to 5 business days; however, during busier periods this can be slightly longer. If the team requires any furthercontinue reading…

1)Personal Identification If Zilch is unable to verify your account electronically, they may require that you provide them with a valid form of ID. For this they accept: A valid passport. Driving licence (including Provisional Driving Licences) National identity card bearing a photograph of the applicant (i.e. PASS Citizen card) 2) Address Verification Zilch may also need to verify your address. The name and address on these need to match the details you have providedcontinue reading…

Proof of ID: Valid passport Valid drivers license/Provisional Identity card (front and back is required) Proof of address – must be dated within the last 3 months (two copies from different sources are required if attaching a PDF): Bank statement (please cover any sensitive information) Council tax/rent/HMRC/government benefits i.e Universal Credit etc.. Utility bill (exc mobile) Don’t forget you’ll need to upload a selfie holding up your photo ID too!continue reading…

To sign up and get a Zilch Mastercard, all you’ll need is: – A valid UK debit card– A UK based postal address– A UK mobile phone number– An email address Zilch may also ask you for:– Government Issued Photo ID– Proof of Address This address doesn’t need to match your debit card.  For example, if you’re at Uni and your debit card is registered at your non-term time address, that’s okay, Zilch will stillcontinue reading…